One of our key focus areas is handling disputes arising under Section 25 of the PSSA, which deals with dishonour of electronic mandates and payment instructions. As defaults in automated digital repayments grow — particularly in the lending and subscription-based sectors — we provide end-to-end legal support for initiating and managing bulk litigation across India for dishonour of mandates, including:
- Initiation of criminal complaints under Section 25, read with relevant provisions under the IT Act and other penal laws
- Issuance of legal notices to defaulting customers at scale, through automated and manual tracking
- Filing and managing bulk complaints across multiple jurisdictions pan-India
- Coordination with local counsels and courts to ensure timely filings, hearings, and follow-ups
- Assisting in evidence preparation, affidavit filings, and court-mandated documentation compliance
- Legal strategy for settlement negotiations, mediation, or enforcement where necessary
We represent a wide range of financial institutions, NBFCs, digital lenders, and fintech players who rely on us for our agility, network reach, and litigation infrastructure. Our ability to handle bulk volumes of disputes with centralized coordination and region-wise execution gives our clients an edge in recovering dues and protecting their payment infrastructure from systemic defaults.
At Lex Digital Law Offices, we combine deep regulatory knowledge with practical litigation experience, enabling us to act swiftly and effectively in one of the most complex and high-volume areas of financial law today.